Senior Services
Are you nearing retirement age and need to know when to apply
for Social Security Benefits? Need help during open enrollment
periods? Do you need assistance to make a change during the
year?
Schedule a consultation with one of our staff members to assist
you in making the right choices.
When reaching retirement age, one is faced with an array of
important decisions and choices to make, such as how and when to
claim Social Security benefits, the services covered by the myriad
of health plans and their differences, when is the right time to
enroll, disenroll, and change plans, what are the costs of those
plans, and how can one receive assistance to cover the costs, etc.
Those who are already in retirement also have to stay on top of
their affairs as they may quality for assistance to cover various
needs, they can be eligible for better health coverage or for
lower premiums, and often the best choice may be to switch a
health or drug plan.
Our dedicated Senior and Holocaust Survivor caseworkers are eager
to help with all those issues. Schedule a consultation with them
to review your options and get the help to make the best choices.
We are grateful to the agencies that help provide and fund those
services, including:
NYC DYCD,
DFTA, and
NYS OCFS.
Social Security
Knowing the right time for claiming Social Security can be
complex, as well as, knowing when does one claim spousal and
survivor’s benefits? Those and other decisions don’t only
determine if you will receive the maximum benefits, but also
play a role if you qualify for Medicaid. Sometimes, you may end
up losing more by having to pay your own Medicare premiums.
Our staff members are trained and have a wealth of experience on
these topics. They are here to help you make the best choices,
apply for benefits, and advocate if there are complications and
issues in receiving those benefits.
You worked for it! You paid for it! You deserve to enjoy it
to the fullest!
SSI (Supplemental Security Income)
Low-income seniors who don’t have enough Social Security credits may qualify for SSI. Our staff will assist with the application process, renewals, and advocate when there are bureaucratic hurdles to receive those benefits.
SSDI (Social Security Disability Insurance)
Those who were disabled during their working years, may qualify for SSDI. Our staff assists to determine if you are eligible, helps complete the application and compile the required documentation, and advocates on your behalf when needed.
More Information
Health Insurance
Medicare Enrollments, Advice and Advocacy
Our devoted senior staff provide one-on-one consultations for
soon to be seniors and seniors, walking them through the various
health plans that are available to them and explaining the
advantages and draw-backs that the various options present and
the cost for those plans.
They will help you make the right Medicare choices and assist in
enrolling in the various health plans on time to avoid
penalties.
We are grateful to
CSS
for funding part of these services and assisting in advocating
for our clients.
Prescription Drug Coverage
Seniors have various types of medications, and not all of them
are covered by all Medicare Part D Managed Care plans.
Understanding and calculating the benefits and costs of each
plan, and which are most advantageous for your needs, is a
daunting task.
Our case workers are here to assist by walking you through your
options and reviewing which plan or plans are a best fit for
your personal circumstances. They will assist with enrolling and
renewing with the plan that best serves your needs.
The UJO staff is trained to review each client’s medications and
enroll them in the appropriate plan to cover their medical
needs. They will also advise you on whether to purchase
additional prescription drug plans such as EPIC.
During the annual Medicare Part D Open Enrollment Period, make
sure to contact our staff for a personal consultation to
determine if your current plan will still be the best plan
during the upcoming year, and if not, they will help you choose
the right plan.
Medicaid
Low-income seniors also qualify for Medicaid to supplement their
Medicare coverage. Medicaid covers long term care and many other
services that aren’t fully covered by Medicare. It also covers
co-pays and other out-of-pocket costs. By having Medicaid, you
may also qualify for the Medicare Savings Program which may be
beneficial to cover your Medicare premiums.
Our staff will enroll you in Medicaid and associated benefits.
Medicare Supplement Insurance
Don’t qualify for Medicaid due to a slightly high income? You don’t have to be distressed. Our staff will assist you with identifying the right Medicare Supplement Insurance that will help cover some out-of-pocket expenses, so that you may be eligible for Medicaid. We also assist with Spend Downs and Pool Trusts.
Homecare
Frail or ill Medicaid recipients may qualify for homecare to assist them with their health needs, through Medicaid CDPAP (Consumer Directed Personal Assistance Program) and other health plans. Our staff will help guide you through the application process, obtain the proper care, and provide advocacy to ensure you get the required care.